Should you fine tune or create your model?

https://www.linkedin.com/feed/update/urn:li:activity:7176398465004896256/

• Bloomberg spent over $10M training a GPT-3.5 class AI on their own financial data last year…
  
  …only to find that GPT-4 8k, the AI available to billions of people around the world, and without specialized finance training, beat it on almost all finance tasks!
  
  There was a moment that we thought proprietary data would let organizations train specialized AIs that could compete with frontier models. It turns out that probably isn't going to happen. The largest frontier models are just much better at most complex tasks than smaller models.

If you think you spend more and do better than Bloomberg, the answer is no.

Update: https://nz.news.yahoo.com/apple-finalising-deal-openai-put-073920479.html

Even Apple has decided to just partner with OpenAI!